In today's difficult economy, many are looking for help with debt consolidation whether it is credit card debt, general bill consolidation, or a need for credit repair. Businesses are competing to prove that their debt solution is best. But how can you tell which debt consolidation service is worthwhile and which is a scam?

While it is crucial for people to maintain financial order -- reducing debt and building savings -- it is also crucial to keep faith that things will get better.

After discovering several mysterious bank fees, Isaac learns a valuable lesson from his father: Never trust someone else with your money.

Too young to qualify for Medicare and rarely covered by employers, early retirees can face premiums they never dreamed of -- triple or more what they paid while working.

Online gift finders and wish lists can speed up the brainstorming and increase your chances of giving -- or getting -- the right gift.

Payment of tuition is not included toward the annual gift-tax exclusion of $12,000, which is set to rise to $13,000 next year.

In addition to visiting colleges, writing essays and stressing over SATs, students heading to college face another daunting task: filling out the FAFSA.

Uncle Sam is temporarily resurrecting a tax break available to those who make donations from their individual retirement accounts to charity.